Since Ministry off Loans informed, citizens inform you interest in the method to own trying to get so it subsidy into the daily basis
Just after receiving the brand new documents in the Lender, the latest Ministry’s Fee explores them and is located at decisionmission says to the bank that it acknowledged the new subsidy, after which the financial institution finishes Loan Agreement into the borrowing candidate
Skopje, six th (MIA) Interest in brand new Pick a house Purchase an apartment Venture rather increased pursuing the Fair for it Endeavor, which had been stored at that time 24 th October twenty eight th October. It establish your procedure for submission software program is effortless, also it comes with about three procedures.
We can explain the procedure for entry software into Get property Buy a condo Project, for the about three tips and if you’re informed, might comprehend it was a very easy techniques. Initial step is seeking a condo otherwise home otherwise a great deal to possess household. The second action is actually dealing with one of the 8 banking companies participating on the Opportunity and you will fill in the required data files, due to the fact next step is one of the Ministry regarding Fund, one to being the getting out of decision having granting the new subsidy, and then the new candidate cues financing installment loans, Kingston agreement with the respective financial, Ivana Bilbilovska, Representative of Ministry from Funds, told you.
Bank collects such files about applicant and you can confirms whether he/this woman is entitled to obtaining the mortgage, and after they forwards the newest particular documents on Ministry out of Funds, Bilbilovska told you
When it comes to 1st step, Bilbilovska demonstrates to you that specifications is actually for this new flat or the domestic becoming an alternate building and also for the speed maybe not so you can go beyond EUR 900 each rectangular meter. Individual distribution app to your Buy a property Purchase a flat Project is end Preliminary Arrangement into builder or if perhaps the guy/she produces a home, he/she should provide structure and tech records.
Another action is actually for new citizen to address certainly one of the brand new seven banking companies, within the Pick a house Purchase an apartment Opportunity, we.age. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you may Prokredit banka. With all the Preliminary Agreement to possess an apartment or a house, the newest individuals will be yield to the financial institution his/her ID, full-time a career certificate, certification the past half dozen reduced wages and report, confirmed by notary public, you to definitely inside the earliest five years of your own installment several months, might none sell the latest apartment or even the domestic, neither lease otherwise put them under 2nd mortgage.
Third step try getting decision of the Ministry out of Loans. This new Payment during the Ministry away from Funds meets at least once in the forty five months, and you can, if required, more than once.
Unless you have your own house and/or household where you real time might too tiny for your needs and you also need it a bigger you to definitely whenever your intend to take a houses mortgage, than simply Purchase a property Get a condo Project, is actually a high probability ergo. Financing offered by the Ministry regarding Money have a questionnaire out-of an effective subsidies that can are as long as EUR 14,000, and also the interest is actually reasonable and numbers to 3.95% in the 1st three years and cuatro.44% regarding fourth and you may 5th 12 months on design: payment when buying a condo otherwise subsidizing 75% of your own cost when buying/design a property, otherwise fixed in installment period, bookkeeping for cuatro.5% plus 6-day EURIBOR, to your model: equal (50%/50%) contribution when buying an apartment otherwise subsidizing 75% of the participation when selecting/building a home, Spokesperson of one’s Ministry out of Fund Ivana Bilbilovska, told you.